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Accidents · NTSB CHI95FA328 · Final report

Cessna 421B accident near Coldwater, Michigan, September 21, 1995

On September 21, 1995 at about 3:45 pm local time, a Cessna 421B, registered N14A, was destroyed in an accident near Coldwater, Michigan. It was an executive or corporate flight under general aviation rules (Part 91). 1 person was killed. The weather was instrument conditions (cloud, fog or low visibility).

The NTSB's probable cause their words, unchanged

failure of the pilot to maintain adequate airspeed, while maneuvering (turning) at low altitude, which resulted in an inadvertent stall and collision with the terrain. Factors relating to the accident were: the adverse weather conditions, and the lack of altitude for recovery from the stall.

Source: NTSB aviation accident database, copy made October 5, 2026. Docket and reports at the NTSB.

What the record shows

Date
September 21, 1995 · about 3:45 pm local time
Place
Coldwater, Michigan · map
Type
Accident
Injuries
1 person was killed.
Weather
instrument conditions (cloud, fog or low visibility)
Aircraft
Cessna 421B · all 421Bs on the register
Registration
N14A · registry record · serial 421B0373
Damage
Destroyed
Flight
Executive or corporate flight · general aviation rules (Part 91)

The NTSB's narrative final · quoted from the NTSB record

The pilot obtained a preflight briefing and indicated that he would obtain an IFR clearance after becoming airborne; however, he took off and did not activate a flight plan. Witnesses observed the airplane flying north (away from the destination) about 200 to 300 feet above the ground below a low overcast sky condition. One witness said the airplane was flying very slow; he said he was almost able to keep up with it in his vehicle. The witnesses said they saw the airplane roll rapidly to the right and descend toward the ground. It collided with the ground in an approximate 50 degree pitch down attitude. An on-scene examination did not reveal any airframe or control anomaly that would have resulted in the accident. The engines and propellers were disassembled for inspection. Examination of the engines revealed they were capable of producing power. Examination of the propellers revealed both were operating at low pitch settings. About 25 miles north-northwest at Battle Creek, MI, the 1145 edt weather was, in part: 500 feet overcast, visibility 2 miles with fog, wind from 050 degrees at 10 knots.

The complete narrative as the NTSB published it. The NTSB's docket holds the report as a PDF and any photographs, statements and other documents from the investigation.

The factual record from the NTSB's investigation tables, in plain English

Pilot

  • Certificate: commercial pilot
  • Ratings: multi-engine land; single-engine land; instructor: airplane multi-engine; instructor: airplane single-engine; instrument: airplane
  • Flight time: 1,984 hours in all; 203 in this make and model; 114 in the last 90 days; 17 in the last 30 days; 1,647 as pilot in command
  • Medical certificate: Class 2 (valid medical--no waivers/lim.)
  • Seat: left

The aircraft

  • Airframe total time: 5,044 hours
  • Last inspection: annual inspection, August 7, 1995
  • Maximum gross weight: 7,200 lb
  • Seats: 8
  • Landing gear: retractable
  • Engine: Continental GTSIO-520 (piston); 0 hours total

The flight

  • Departed from: D96 at 3:35 pm
  • Destination: EKM Elkhart IN
  • Flight plan: none
  • Runway 0

Weather at the time

  • Light: daylight
  • Wind: from 050° at 10 knots
  • Visibility: 2 statute miles
  • Sky: overcast at 500 ft; not recorded
  • Temperature: 0°F (-18°C), dew point 0°F (-18°C)
  • Altimeter: 30.00 inHg
  • Observation at 4:45 pm from BTL, 25 miles away

Injuries

FatalSeriousMinorNone
Crew1

Documents from the investigation the NTSB's docket: the evidence folder behind the report

The docket, the folder of records gathered during an investigation (maintenance records, photographs, witness statements, examinations), has not been read from the NTSB for this case yet; the list appears here once it has. Open the docket at the NTSB.

Other NTSB records under N14A the same tail number, which may have belonged to a different aircraft at the time

2004-04-04MIA04FA064 · accident near Fernandina Bch, FL · substantial damage · fatal
1993-04-15ATL93LA081 · accident near Fort Payne, AL · substantial damage · no injuries

Everything on this page comes from the NTSB's public records. The narrative, probable cause and findings are the NTSB's own words; the coded tables behind the report are written out in plain English, with pilots' ages, home towns and medical details left out. The documents and photographs are the NTSB's docket, shown as the NTSB released them. This site's own text never names anyone involved. A preliminary report can change; the final report usually follows one to two years later, and the page is refreshed when it does.